Prestige Car Finance
Flexible funding for luxury, executive and high-value vehicles from the world's leading automotive marques
Tailored Prestige Finance
Prestige vehicles combine refinement, technology, performance and specification, often with purchase prices that benefit from a carefully structured finance agreement.
Lavant Finance arranges prestige car finance through a limited panel of selected lenders. We can assist with funding for new and used luxury saloons, SUVs, grand tourers, performance models and other high-value vehicles, subject to status and lender approval.
We do not provide independent financial advice or personal recommendations. We ask about your requirements and present the products available through our panel so that you can make your own choice.
Finance for premium and luxury vehicles.
Prestige car finance may be structured using Hire Purchase, Lease Purchase or another lender product appropriate to the vehicle and transaction. The right balance between deposit, monthly payment, term and any final payment will depend on how long you expect to keep the car and how you prefer to manage the capital committed to it.
Vehicles may be purchased from franchised retailers, independent specialists and other acceptable sellers, subject to the lender's checks.
What counts as a prestige car?
Prestige car finance generally covers premium and luxury vehicles with a higher purchase value, specification or market positioning than a typical mainstream car. This can include models from Range Rover, Bentley, Rolls-Royce, Porsche, Mercedes-Benz, BMW, Audi, Aston Martin and other recognised manufacturers.
Some vehicles may overlap with our supercar or classic-car categories. We will consider the individual transaction rather than relying only on the badge or model name.
Why customers choose prestige car finance.
· To spread the purchase cost over an agreed term.
· To retain more capital outside the vehicle.
· To choose between repayment profiles with or without a final payment.
· To fund a higher-specification or higher-value vehicle.
· To replace or refinance an existing prestige car, where suitable products are available.
How the process works.
· Tell us about the vehicle, seller, price, deposit and intended use.
· We gather the information needed to approach relevant lenders from our panel.
· You receive the available quotation and product information.
· You consider the total amount payable, monthly payments, fees and any final payment.
· If you proceed, the lender completes its final checks and issues the agreement.
Frequently Asked Questions
Clear answers to the questions we are most often asked about prestige car finance, from deposits and balloon payments to refinancing and credit searches.
Still need help? Speak to us directly and we’ll talk you through the options available for your car and circumstances.
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Yes, subject to lender criteria. The car's age, mileage, condition, value and seller will influence which products may be available.
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Prestige car finance covers a broader range of premium and luxury vehicles, including executive saloons, SUVs and grand tourers. Supercar finance is more specifically focused on high-performance and specialist vehicles.
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Some products may include a final or balloon payment. This can reduce the regular monthly payments, but the final amount remains payable at the end of the term.
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Potentially, yes. Luxury SUVs and high-value 4x4s can fall within prestige-car finance, subject to the vehicle and lender criteria.
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Business and company transactions may be considered, although the regulatory status, tax treatment and available products can differ from consumer finance. Independent tax advice should be obtained where needed.
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Lavant Finance does not charge customers a fee for its credit-broking service. A lender may charge product-related fees, which will be shown in the relevant quotation or documentation.